Vietnam Currency - Dong

Vietnam Currency - Dong

Read more...

1st Ever Registered Financial Planner in CEBU!

Manage Your Personal Finances to Meet Financial Goals

Learn the Essentials of Personal Financial Planning

Become a Registered Financial Planner (RFP®)

Join the 1st Registered Financial Planner (RFP®) Program in Cebu

June 22, 23, 29 & 30, 2012 at Diamond Suites and Residences, Cebu City

Overview

The Registered Financial Planner (RFP®) program is designed to help you deliver the most effective personal financial strategies to build your skills and expand your knowledge in financial planning. The program focuses on core investment knowledge, building on the practical knowledge. You will apply financial planning concepts to determine the proper strategy for clients based on the collection and analysis of client information, through to advising clients on financial impacts of material changes in their life that could affect their financial plan. Upon successful completion, you will be able to implement best practices in budgeting, borrowing, constructing and analyzing personal financial statements.

What you'll learn

You'll learn how to:

> Explain the financial planning process to clients
> Develop a savings plan outlining net worth, cash flow, and saving strategies
> Identify clients financial goals and constraints to develop their financial plan
> Analyze legal considerations related to property ownership
> Assess benefits and drawbacks of, estates, trusts, small business and divorce
> Analyze the effects of asset allocation in establishing investment solutions for clients
> Estimate retirement income sources and needs, and develop a financial planning strategy to meet the clients objectives

What is the RFP® designation?

Registered Financial Planner (RFP®) is globally recognized financial planning credential awarded by the Registered Financial Planner Institute of the Philippines, the country's premiere professional body of financial planners. The RFP® designation ensures applicants possess the knowledge, skills and attributes to evaluate and manage various wealth forms to optimize their clients' financial situations.

This certification opens doors for professionals who will come up against personal advisory services' most challenging and complex aspects of pesonal finance.

RFP® professionals will demonstrate a firm grasp of financial instruments that include insurance, real-estate management, how business income sources affect the client's personal financial situation and estate planning. They will have to competently integrate all elements into a coherent financial plan that reflects their client's attitude toward risk and investment objectives.

Program Syllabus

The RFP program runs for eight (8) consecutive saturdays that tackles intensive modules:
Module 1 - Behavioral Financial Planning
Module 2 - Financial Planning Process
Module 3 - Time Value of Money
Module 4 - Investment Planning
Module 5 - Tax Planning
Module 6 - Estate Tax Planning
Module 7 - Insurance Planning
Module 8 - Financial Planning Practice

Who Should Attend the Program?

Insurance Agents, Lawyers, Loan Officers, Real Estate Agents, CPAs, Bankers, Securities Officers, Stock Brokers, and professionals licensed in similar fields that have the ability to guide individuals and businesses in financial planning.

Testimonials

"Being part of the RFP program provide METANOIA, a change of heart, mind and Spending habits."
"Now, I am more comfortable that I can make the right choices in investing, make the best decision financially and achieve my goals in time." -Bryan del Castillo (Corporate Officer Avida Land Corporation)

"The RFP program provides light to dim spot of life that let us see more clearly the things we usually neglect. By joining RFP program I've gain full appreciation of the many subject of life including cash management, planning, investments, taxes and insurance applied to life personally." - Orestes Cruz )Manager, Audit and Assurance Punongbayan and Araullo)

Registration Details

Registration is a first-come, first-served basis.The minimum number of attendees for the program is 15 pax thus RFP-Philippines reserves the right to reschedule the program if and when minimum number is unsatisfied.

Date: June 22, 23, 29 & 30, 2012
Venue: Diamond Suites and Residences, Cebu City
Time: 8:30am - 5:00pm

Contact Us For More Information:
Mr. Tony Hilado
Cell#: 09228845846
Email: tonyhilado@yahoo.com
Landline #: (032) 266-0821

Read more...

Macau's Delicious Egg Tart

And hey! Don't you ever missed the deliciously yummy egg tart in Macau. It cost HK$7 only!
You have never been to Macau if you have not eaten this! =)

Read more...

Macau Gondola Ride

There’s also the Gondola ride in this Venice Hotel. The ride costs 85 mop / HK$85 per gondola, which includes an hour of ride, and a free opera serenade from the Gondola operator (mostly all of the operators are Kabayans with beautiful voices). And no, we didn't ride the Gondola, its so boring & cheesy. haha! =)

Read more...

Macau, China World Trip

First Day.
If you happen to visit Macau, don't ever missed the Venetian Hotel where the Gondola rides and the Venetian-inspired look are found.
The highlight of this place is the actual Venice replica inside the hotel. Actually, only the second floor of the replicas are Venetian-inspired. The ground floors are occupied by high-end stores like Louie Vuitton, Gucci, Versace, all that branded stores.

Read more...

Crown Lifestyle - Lifetime Privileges | Endless Opportunities

What If You Now Have The Opportunity To Stay

In A Luxury Hotel In Boracay?

Imagine Relaxing And Enjoying In Crown Regency Hotel In Boracay While Earning Millions Of Pesos!

Yes! Now YOU Can!

With Crown Lifestyle You Can Now:

• EARN, TRAVEL, SHOP & PLAY. A life of amazing privileges starts here.
  
• Enjoy unlimited earning potential and dream accommodations FOR LESS. Discover a life of privileges under the CROWN.
  
• A one-time payment gives you access to LIFETIME MEMBERSHIP with no yearly fees. Members are given a personal URL which they will use as a marketing tool for presentation & transaction.
  
• It’s an ASSET. Since it’s a lifetime membership, it can be transferred, sold, deeded, inherited, or assigned. Subject to payment of transfer fees ( Php 5,000 ).
  
• Gain unparalleled access to earning opportunities with MULTIPLE REVENUE STREAMS and FANTASTIC FREEBIES and all within your reach.
  
• Reap the REWARDS of your hard work instantly. Grow and manage your Funds, Referral Points, Reward Vouchers and Repeat Sales Commission at the touch of a button.
  
• Stay and indulge in some of the finest hotels and resorts in the country and around the world. At CrownLifestyle.Net, you VACATION IN STYLE.
  
• BUY MORE, EARN MORE. Every purchase at CrownLifestyle.Net lets you earn repeat sales commissions and redeemable reward points.

For More Information

Visit our website at:

Crown Lifestyle

http://crown-lifestyle.com/

Or You can also

Register For Crown Lifestyle

http://register.crownlifestyle.net/

Or You may Contact Our Office at:

Crown Regency Hotel and Towers

Fuente Osmena, Cebu City

0922-8845-847 / (032) 266-0821

Read more...

Bahrain Malls - Branded Boutiques

This Bahrain City Center, one of the biggest mall in Bahrain. With me is my close friend, Allyn who's currently working at Gulf Air Staff in Airport.
This is the beautiful water fountain of BCC located just at the ground floor of the mall building.

This is Bahrain City Centre

It was my first time to visit Louis Vuitton shop! Just an info, one bag costs BD500 (500 Bahrain Dinars), haha! Convert it to Peso, its P65K.. amazing, isn't it? =)

This is one of the Branded boutiques found in Moda Mall Bahrain.
The Dolce & Gabbana.

If you're planning to visit Bahrain or spend your vacation there, make sure to go on Winter Season. You want to know why?
Winter clothes are cheap, Cold breeze air, and a lot of fresh fruits like strawberries, cherries and etc.

Read more...

Loving Bahrain

Its my first ever F1 experienced in Bahrain.

Did you see those fighter planes? Amazingly beautiful! =)

Those are the twin towers of Bahrain. The lower ground are all coffee shops and branded boutiques while the rest of the space there are all offices. You'll be amazed how beautiful and clean Bahrain is!

Beautiful Malls, Antique Museums, Coffeeshops+Shishas, and Camels as well.

Read more...

Gold City of Bahrain

If you have one thing to do in Bahrain, then don't forget to visit Bahrain Souq. Go to Manama Gold City and Bahrain Souq. Im really not fond of golds, but if you will visit this place, you will be amazed by these not-so-expensive pure gold. They can also give you a BIG discount.

Make your own name pendant written in English or in Arabic form. Its amazingly beautiful with friendly staff.

Read more...

The "Tree of Life" Bahrain

The Tree of Life in Bahrain is one of the mysteries of world which is bound to be in your sightseeing list while in this Middle Eastern country.
People from all over the Middle East and the world make it a point to visit this place to see this magic of nature. The name 'tree of life' is absolutely appropriate for the tree as it truly represents the magic of life. A legend is also attached to the site where the tree is located. The local inhabitants believe with heart and soul that this was the actual location of the Garden of Eden.

Read more...

Caving in Lamac Pinamungahan Cebu, Hidden Valley Resort

After some relaxations in the Hidden Valley Resort in Pinamungajan Cebu, we decided to go Caving near that area with the help of a local guide.

Read more »

Read more...

Hidden Valley Resort, Pinamungajan Cebu

Last April 29, 2010, our family, together with the Derit Family (Raoul Derit and Ruveylyn Derit with their kids), went to Hidden Valley Resort, Pinamungajan Cebu for a short vacation and brainstorming for new ideas for a business.

Read more »

Read more...

The Giant Clam Nursery and White Beach Of Cantaan in Camiguin Island

We are finally here in the rumored Gian Clam Nursery and White Beach of Cantaan in Camiguin Island! I think this is a very new tourist spot because when we went to Camiguin Island 5 years ago, we haven't heard of this existing yet!

Read more »

Read more...

Sunken Cemetery in Camiguin Island

First time to see a cemetery by the sea? Witness the only Sunken Cemetery of Camiguin Island!

The sunken cemetery used to be part of the old capital of Camiguin. Mount Vulcan had four recorded eruptions.

Read more »

Read more...

Walkway To The Old Volcano and Stations Of The Cross in Camiguin Island

Welcome to the Walkway To The Old Volcano and Stations Of The Cross in Camiguin Island!

The Walkway to the Old Volcano (Via Cruzes - Old Volcano slope) is where you will see statues depicting the stations of the cross some of which have missing body parts. This one is a major hike.

Read more »

Read more...

Gui-ob Old Church Ruins in Camiguin Island

This is the Gui-ob Old Church Ruins in Camiguin Island. Another tourist spot to visit in the island.

Old Gui-ob Church Ruins or the Catarman Church Ruins are ruins of adobe walls of the church, belfry and convent that are testimonials to the wrath of the earthquake and eruption of Mt. Vulcan in 1871.

Read more »

Read more...

Katibawasan Falls In Camiguin Island

Welcome to Katibawasan Falls in Camiguin Island! This place is also just very accessible from the Ardent Hot Springs. For me, I think this is the Best Place in Camiguin Island to take a swim. You can really feel the nature around you and the water is colder than the Sto. Nino Cold Spring!

Read more »

Read more...

White Island in Camiguin Island, Philippines

Be amazed by the Beauty of the White Island in Camiguin! This is one spot you MUST visit when you're in Camiguin Island. There's no other like this in the Philippines or even in the whole world!

Read more »

Read more...

Ardent Hot Springs in Camiguin Island, Philippines

Welcome to Ardent Hot Springs in Camiguin Island! When we visit Camiguin Island, we always stay at Ardent Hot Spring and set up a tent, but on our 5th time to visit, we decided to stay in the Sto Nino Cold Spring for a change.

Read more »

Read more...

Sto. Nino Cold Spring in Camiguin Island

So here we are, at the Sto.Nino Cold Spring in Camiguin Island. When we arrived in Camiguin, we decided to stay for a night here. They have rooms you can stay in and it's not very costly too.

Read more »

Read more...